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USDA

A Lot To Love With USDA

0% down. 100% home

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Land Your Dream Home

You can just picture it now – living in your home with the space and freedom you’ve always dreamed about. If you’re ready to bring that picture to life, the PrimeLending USDA Program may be able to help make it happen.

USDA home loans are an ideal solution for buyers wanting to live in rural areas with affordable financing options.

USDA Home Loan Program Benefits

No down payment

100% financing

Low interest rates

Low private mortgage insurance options

Minimum FICO score of 640

Government backing

Rural road

USDA Eligibility

There are a few requirements necessary to secure a USDA home loan. The first is the property you’re wanting to buy must be located in a USDA designated rural area – check out the eligibility map to view all qualified areas. Homebuyers must also meet the required income limits, which can include any household member’s income.

As USDA qualified areas continue to expand, this home loan program is a beneficial option for first-time homebuyers, repeat buyers and those looking to live away from the heart of big cities. USDA loans are 30-year fixed rate mortgages that offer lower monthly payments with minimal upfront costs, which can even include the seller paying up to 6% of fees at closing1.

Step 1: Let's Talk

I’ll make sure you understand your home loan options and will answer any questions to help you accomplish your goals.

Step 2: Apply

Our process is simple and streamlined. You can apply in minutes online or by contacting me to begin your mortgage experience.

Step 3: Go Home Happy

I’ll be by your side to help guide you toward a smooth, on-time closing2 – then it’s time to celebrate your new home!

Bedroom

Home Starts Here

With the PrimeLending USDA Program, your new home is within reach – and more affordable. Let me help deliver a stress-free mortgage process that offers step-by-step guidance and timely results every step of the way.

1Additional restrictions may apply. Contact your PrimeLending loan officer for more details.

2 On-time closing and fast processing is dependent on many factors including receiving timely documentation from the borrower.