Why choose PrimeLending?
PrimeLending is a name that’s been known for strength and stability for almost three decades. The PrimeLending team in Dallas is committed to helping you navigate the home financing process and achieve your dreams of homeownership. Our home financing programs come with personal attention and straightforward guidance from local expertise throughout the Dallas market.
Get Prequalified»
A pre-qualification is a great practice run before you officially apply for your mortgage. Similarly, to a mortgage application, your trusted mortgage lender will evaluate the information you provide – your credit score and your current income, assets and debts – to determine roughly how much mortgage you should be able to afford.
VA Loans in Dallas
While a VA loan cannot be utilized to purchase a commercial or investment property, homebuyers and homeowners can use these loans to achieve a variety of goals. Which VA loan is right for you?
- A VA Purchase Loan can be used to fund the purchase of a home or VA-approved condo, to build a home, to simultaneously buy and renovate a home, or to purchase a farm. A VA loan can also be used to fund the installation of energy-efficient features and other improvements.
- A VA Cash-Out Refinance Loan can be used to refinance an existing loan into a VA loan. It can also be used to access the borrower’s existing equity.
- A VA Interest Rate Reduction Refinance Loan offers the chance to refinance an existing VA loan. Sometimes called a VA-to-VA or a Streamline loan, this type of loan is a great way to secure a lower monthly payment or a better interest rate
FHA/USDA/VA Loans
FHA
Federal Housing Administration
FHA does not actually make mortgages, rather they insure them assuming the loan meets their guidelines. Here, the government replaces the private insurer and FHA actually insures the mortgage that the lender makes.
USDA
United States Department of Agriculture
Expand your horizons with the USDA Guarantee Rural Housing Program offered by PrimeLending. This program is a great way for you to finance a new home or refinance your current home.
VA
Your Home. Our Mission.
Put more money into your home with a VA No Lender Fee»» Loan. By securing a VA loan with PrimeLending, your savings really do add up—if you’re counting, it’s in the thousands!
From The Blog
How to Make an Offer on a House
In most retail transactions, Americans pay the price the seller is requesting. Negotiating isn't expected or welcome at your local grocery store, pharmacy, or gas station. Real estate purchases are different. The seller's asking price is simply a starting point. In some situations, the seller will end up settling for far less. In others, they'll...
What Are Discount Points on a Mortgage?
Anyone who has spent a Friday afternoon in a lengthy, meandering meeting understands the value of getting to the point. However, there's a scenario where it's even easier to appreciate the value of getting points: securing a mortgage with discount points. What are discount points on a mortgage? And why should prospective homebuyers ask their...
How to Get Prequalified for a Home Loan
When you first start seriously contemplating a home purchase, you will quickly discover that the road to homeownership has a lot of steps along the way. If you want the best results, you'll need to take the time to educate yourself and make thoughtful decisions at each of these many milestones. Prequalification will likely be...