Why choose PrimeLending?
PrimeLending is a name that’s been known for strength and stability for almost three decades. The PrimeLending team in Dallas is committed to helping you navigate the home financing process and achieve your dreams of homeownership. Our home financing programs come with personal attention and straightforward guidance from local expertise throughout the Dallas market.
Get Prequalified»
A pre-qualification is a great practice run before you officially apply for your mortgage. Similarly, to a mortgage application, your trusted mortgage lender will evaluate the information you provide – your credit score and your current income, assets and debts – to determine roughly how much mortgage you should be able to afford.
VA Loans in Dallas
While a VA loan cannot be utilized to purchase a commercial or investment property, homebuyers and homeowners can use these loans to achieve a variety of goals. Which VA loan is right for you?
- A VA Purchase Loan can be used to fund the purchase of a home or VA-approved condo, to build a home, to simultaneously buy and renovate a home, or to purchase a farm. A VA loan can also be used to fund the installation of energy-efficient features and other improvements.
- A VA Cash-Out Refinance Loan can be used to refinance an existing loan into a VA loan. It can also be used to access the borrower’s existing equity.
- A VA Interest Rate Reduction Refinance Loan offers the chance to refinance an existing VA loan. Sometimes called a VA-to-VA or a Streamline loan, this type of loan is a great way to secure a lower monthly payment or a better interest rate
FHA/USDA/VA Loans
FHA
Federal Housing Administration
FHA does not actually make mortgages, rather they insure them assuming the loan meets their guidelines. Here, the government replaces the private insurer and FHA actually insures the mortgage that the lender makes.
USDA
United States Department of Agriculture
Expand your horizons with the USDA Guarantee Rural Housing Program offered by PrimeLending. This program is a great way for you to finance a new home or refinance your current home.
VA
Your Home. Our Mission.
Put more money into your home with a VA No Lender Fee»» Loan. By securing a VA loan with PrimeLending, your savings really do add up—if you’re counting, it’s in the thousands!
From The Blog
How to Get a USDA Loan
You can admit it. Fresh eggs are great. Baking sourdough bread is tougher than it looks. And, baby goats are fun to watch. That doesn't mean that you want to live on a farm. Why would you be interested in a home loan program run by the U.S. Department of Agriculture (USDA) that's designed to...
Common Terms Used in Mortgage Lending
Have you ever walked by a group of professionals who seemed to be speaking a foreign language even though they're using English words? That's the joy of jargon. Cambridge Dictionary defines jargon as "special words and phrases that are used by particular groups of people, especially in their work." If you're hoping to use a...
Understanding VA Loan Closing Costs
As the name implies, closing costs are the costs that you have to pay when you close on a home loan. However, one of the many advantages of using a VA loan from the U.S. Department of Veterans Affairs' home loan program is that VA loan closing costs are a little different. Understanding these differences...
Call us at 972-733-6244 Today to Learn More About the PrimeLending Advantage.
OR CLICK HERE TO APPLY ONLINE NOW!